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The Essential option offers unlimited day to day benefits through the CareCross network.

This option has exemption from the provision of PMB legislation until 31/12/2012.
CONTRIBUTIONS BASED ON MONTHLY INCOME
MONTHLY INCOME < R5,500 Monthly
Principle R247.00
Adult R127.00
Child R114.00
MONTHLY INCOME R5,501 + Monthly
Principle R370.00
Adult R189.00
Child R171.00
BENEFITS AT A GLANCE
IN-HOSPITAL - Pre-authorisation required
General ward and theatre fees Subject to Annual Limit
Specialist treatment Subject to Annual Limit
EMERGENCY TRANSPORT - Pre-authorisation required
Road Subject to Annual Limit
Air Subject to Annual Limit
MATERNITY - Subject to registration on the maternity programme
Confinement Subject to Annual Limit
DAY TO DAY BENEFIT
General Practitioners (GP) Unlimited from Network Provider
Radiology
Pathology
Optometry Limited from Network Provider
Basic Dentistry Limited from Network Provider
CO-PAYMENTS
Not applicable at Network Provider.

May be applicable when using a service provider outside the network.
PENALTIES
A penalty will be imposed where the Fund is not pre-notified of a hospital admission.
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